About us
Helping people resolve their debt since 1996.

Direct Recovery Associates, LLC (a subsidiary of PRA Group, Inc.) was started in 1996 by Steve Fredrickson and Kevin Stevenson, two friends who had worked in banking and believed that they could create a better experience by taking a consumer-centered approach to the debt market.
More than two decades later, we’ve successfully helped millions of people throughout the United States resolve their debt.
High standards for how we treat customers and employees.
How and why your debt came to us.
When banks, credit card companies, and other creditors are unable to collect on an account, they may sell those debts to companies like Direct Recovery Associates, LLC. If your account was sold to us, you can review your account details online – including, but not limited to, information such as the name of your original creditor, account balance, and the date we acquired your debt. We are committed to working collaboratively with you to help you understand the collection process and to make informed decisions about your personal debt recovery. Learn more about How it works at Direct Recovery Associates, LLC.
We’re ‘people’ people, on and off the job.
At Direct Recovery Associates, LLC, we like helping people, both during our day jobs and as proud and engaged members of our communities. We make it a priority to help support programs that serve the communities where we live and work. We match our employees’ contributions dollar-for-dollar for programs that qualify, and we support their civic engagement with paid time off to participate in Volunteer Days.